Expert financial advice from South Africa's leading home and vehicle finance specialists.
With the SARB's rate-cutting cycle now firmly underway and property prices stabilising in major metros, 2026 presents a genuine window of opportunity for first-time buyers. Here's what the data says — and how to position yourself to take advantage.
Kelebogile Sithole
Senior Finance Consultant
Latest Articles
We compared 200 vehicle finance applications across both lenders. The results might surprise you.
Six practical steps that can improve your TransUnion score by 40–80 points within 3 months.
The National Credit Act protects you in ways most applicants don't know about. Here's what you're entitled to.
Everything you need to know about pre-qualification, required documents, and choosing the right bank for your first home loan.
Balloon payments can lower your monthly instalment by up to 35% — but there's a catch. Here's what every South African car buyer should know.
With the SARB prime rate at 11.75%, understanding how rate changes impact your monthly repayments could save you thousands.
Six practical steps that can improve your TransUnion score by 40–80 points within 3 months — before you apply.
We compared 200 vehicle finance applications across both lenders. The results might surprise you.
We analysed median property prices, rental yields, and bond affordability across both metros to give you a data-driven answer.